Business Basic Checking

A low-cost checking solution for small businesses. Low monthly fees, No charge for First 250 Transactions per month. VISA® Debit and Credit Cards available (OAC). No fee On-Line Banking, Bill-Pay, Mobile Banking, Remote Deposit Capture, Apple Pay and eStatements. Learn more about Business Basic Checking services in Utah.

Minimum Requirements

  • Minimum Balance of $0.00 to open account.
  • Minimum of $500.00 to earn Dividends.

Product Fees

  • Account subject to all Business Account Fees: (Refer to Business Services Fee Guide)
  • Monthly Account Service Charge. $5.00
    • Waived with eStatement; or Average Daily Balance of $1,000 or more; or is 501(c) (3) charity.
  • Monthly Transaction Charge: $0.15 per transaction
    • No charge for first 250 transactions per month.
  • Cash and Coin Handling: Included
  • On-line Banking and Bill Pay: Included
  • Monthly Inactive Account Fee (180 Days with no transactions): $4.00
  • Monthly Below Minimum Draft Balance Fee: $2.00
  • Monthly Return Statement / Bad Address Fee: $4.00

Product Features

  • Overdraft protection available. (OAC)
  • Business VISA. (OAC)
  • Courtesy Pay. (Credit Union Discretion)
  • Monthly itemized statement.
  • Funds are Federally insured by the National Credit Union Administration. (NCUA)

Product Benefits

  • Cash and coin handling.
  • Low cost ACH/Wire Service.
  • Free online/mobile banking.
  • Online bill-pay.

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© 2021 American United Federal Credit Union. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. ABA Routing Number: 324078640

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