Business Loans

American United understands that growing a business takes a trusted, local banking partner who understands the member’s financial needs. We offer a full range of business loans.

Business Loan Programs

  • Commercial Real Estate Mortgages.
  • Commercial Vehicle Loans.
  • Equipment Loans.
  • SBA Loans.
  • Business Lines of Credit.
  • Business VISA.

Minimum Requirements

  • Must meet credit union member eligibility requirements.
  • Eligible upon approved credit.
  • Variable and Fixed Rate Terms available.
  • Loan Term – Up to 30 years.
  • Maximum Loan-to-Value (LTV) 90%.
  • Loans over 250K have 0.50% APR added to Interest Rate.

Product Fees

  • Account subject to all General Account Fees (Refer to Services Fee Guide).
  • Account subject to all Loan Closing Cost Fees (Refer to Loan Closing Fee Schedule).
  • Late Fee 5% of monthly payment, minimum $10, maximum $35.