Empowered Checking

Checking that empowers you

to hit those financial goals

American United’s BankOn-certified savings and checking solutions provide safe and reliable access to your funds with the lowest fees possible.

  • No overdraft fees or insufficient funds fees
  • Open your Empowered Savings account with a minimum deposit of $5.
  • Earn dividends with an average daily balance of $50 or more.
  • No required minimum deposit for Empowered Checking
  • Move your money digitally with direct deposit, automatic withdrawals, and Zelle®
  • Use Digital Banking through a mobile phone, tablet, or computer
  • Skip the branch and deposit checks through your mobile device
  • Shop anywhere Visa® is accepted with your debit or credit card, including support for Apple® and Samsung® Pay
  • Get cash when you need it, surcharge-free, at any American United ATMs or ATMs in the Co-op ATM Shared Network
  • Low monthly checking account maintenance fee of $10. Waived with direct deposit or 10 debit card transactions per month.
  • Check writing not available. Free debit card is a great alternative.

Get Started With Empowered Checking

For more information visit Account Information, Terms & ConditionsCurrent Rates, and Fee Details.

Find a Branch / ATM

We’re here to serve you. Find an American United Federal Credit Union branch near you.

Find a Branch / ATM

© 2021 American United Federal Credit Union. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. ABA Routing Number: 324078640

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