Rebate or Zero Percent Financing


With all the financing offers, financing your next vehicle can be confusing or difficult to decide what is best for you.


Trying to decide between 0% financing and a manufacturer’s rebate can be tricky. Although 0% financing sounds like a great deal, you may benefit more by choosing the manufacturer’s rebate, combined with American United’s low-interest rate auto loan.

When comparing financing options, always review the numbers in detail before deciding, or ask one of our knowledgeable loan officers for advice. Take a look at the comparison table below, or calculate the savings yourself and see how choosing American United may reduce your monthly payments.

Compare the Numbers


Loan Term: 48 Months 0% Financing American United
APR: 0.00% 2.99%*
Purchase Price: $20,000 $20,000
Manufacturer’s Rebate: $0 $2,000
Amount to Finance: $20,000 $18,000
3 Year Total Interest Paid: $0.00 $1,210
Approx. Monthly Payment: $375 $398
Total Payments of: $20,000 $19,210
American United Financing Saves You: $880

Calculations are rounded to the nearest dollar.Example assumes $2,000 manufacturer rebate applied to $20,000 purchase price.

*Annual Percentage Rate (APR) reflects best rate with an active American United checking account. Rates are determined by amount financed, credit history, and term of loan. Some restrictions apply. Rates subject to change.


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