Credit unions offer significant advantages compared to traditional financial institutions. Because we exist to support and benefit our members and community, we can act on your behalf rather than increase profits and respond to other stockholder demands.
We make sure that our members experience significant value through their association with the credit union. Advantages of membership include:
-
- • The ability to shield your funds from fraud with our identity theft protection program includes complimentary credit monitoring service, special member pricing for identity theft and fraud replacement insurance, ID and document replacement assistance, and identity recovery
• Dividends each year through our member rewards program, in an amount based on your account type and balance
• Access to VISA Rewards merchandise and program
• Access to affordable, secure safe deposit box rental
• Access to special home loan financing for military families through the Veterans Administration
• Easy online banking with our Money Desktop app and the CardNav credit and debit card app
• Available overdraft protection
• Smart Cents program to expedite your savings goals by rounding your purchases to the nearest whole dollar
• The convenience of more than 3,000 nationwide ATMs
• Ability to transfer funds and wire money electronically, both within the United States and abroad
• Affordable, low-fee checking and savings accounts with deposit insurance through the National Credit Union Administration
• Access to GoldStar® Academy financial training online for individuals and small businesses
• Competitive interest rates on credit cards, mortgages, and other loans, including a rewards Visa with 1% cashback on every purchase
• Personalized assistance and exceptional customer service
• Member-owned structure, which allows you to vote for the board of directors and influence management of the credit union