Basic Checking
Regular Share Draft Account offers members piece of mind checking. No minimum balance or monthly maintenance fees. No fee On-Line Banking, Bill-Pay, Mobile Banking, Remote Deposit Capture and e-statements. A perfect choice for the member who likes convenience and value.
Minimum Requirements
- Minimum Balance of $0.00 to open account.
- Minimum of $500.00 to earn Dividends.
Product Fees
- Account subject to all General Account Fees: (Refer to Services Fee Guide)
- Monthly Inactive Account Fee (180 Days with no transactions): $4.00
- Monthly Below Minimum Draft Balance Fee: $0.00
- Monthly Return Statement / Bad Address Fee: $4.00
Product Features
- Dividends are compounded on the Average Daily Balance of $500.00 or more.
- Dividends are paid monthly.
- Options for payroll direct deposit.
- Overdraft protection available. (OAC)
- Courtesy Pay Available. (Credit Union Discretion)
- Monthly itemized statement.
- Funds are Federally insured by the National Credit Union Administration. (NCUA)
Product Benefits
- Free e-Statements.
- Free online banking and online bill pay.
- Free mobile banking.
- Free unlimited check writing.
- Free remote deposit capture.
- VISA® Debit card with unlimited transactions.
- Free account access at over 2800 ATMs.
- Identity Theft Protection. (Available)
