Basic Checking

Regular Share Draft Account offers members piece of mind checking. No minimum balance or monthly maintenance fees. No fee On-Line Banking, Bill-Pay, Mobile Banking, Remote Deposit Capture and e-statements. A perfect choice for the member who likes convenience and value.

Minimum Requirements

  • Minimum Balance of $0.00 to open account.
  • Minimum of $500.00 to earn Dividends.

Product Fees

  • Account subject to all General Account Fees: (Refer to Services Fee Guide)
  • Monthly Inactive Account Fee (180 Days with no transactions): $4.00
  • Monthly Below Minimum Draft Balance Fee: $0.00
  • Monthly Return Statement / Bad Address Fee: $4.00

Product Features

  • Dividends are compounded on the Average Daily Balance of $500.00 or more.
  • Dividends are paid monthly.
  • Options for payroll direct deposit.
  • Overdraft protection available. (OAC)
  • Courtesy Pay Available. (Credit Union Discretion)
  • Monthly itemized statement.
  • Funds are Federally insured by the National Credit Union Administration. (NCUA)

Product Benefits

  • Free e-Statements.
  • Free online banking and online bill pay.
  • Free mobile banking.
  • Free unlimited check writing.
  • Free remote deposit capture.
  • VISA® Debit card with unlimited transactions.
  • Free account access at over 2800 ATMs.
  • Identity Theft Protection. (Available)

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© 2021 American United Federal Credit Union. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. ABA Routing Number: 324078640

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