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Earn rewards on every purchase with your VISA credit card for personal banking from American United.

Every purchase means just what you think it does – groceries, electronics, gas, you name it. American United Federal Credit Union in Utah offers a scorecard rewards VISA for personal banking for individuals who are interested in something that works for them; not against them. Rewards cards tend to charge higher interests, but when you travel frequently or don’t carry a balance – they are perfect for you!

To determine whether a personal banking scorecard rewards VISA from American United in Utah is the right choice for you, you’ll want to look at your normal spending habits and find a card that rewards you for everything you already do. The team at American United can help you find out if the scorecard rewards VISA for personal banking is the right card for you. Contact us or visit one of our Utah branches!

  • VISA®’s Zero Liability protection
  • Rewards for more than 1,600 items available
  • Top brand names like Apple®, Dyson®, Sony®
  • Free Shipping
  • New items constantly added
  • Earn up to 4X more bonus points with ScoreMore products

Rates as low as 9.90% APR

Membership required. For more information visit Account Information, Terms & ConditionsCurrent Rates, and Fee Details.

Get StartedScoreCard Rewards

With the ScoreCard Rewards VISA®, you can earn cash back on your purchases and other generous incentives. These are the answers to frequently asked questions customers have about this valuable credit card rewards program.

About the Program

How Does ScoreCard Rewards Work?

With this rewards program, eligible purchases result in points you can trade-in for various rewards. Examples include travel services, hotel rooms, flights, merchandise, and even cash rewards.

How Do I Enroll?

Simply go to to create a user ID and password. Once you enroll, you can earn points and log in to browse available rewards and redeem points.

About Points

How Do I Earn Points?

Use your ScoreCard Rewards VISA® to purchase products and services that qualify for rewards. You will not earn points if your account becomes suspended, canceled, closed, or delinquent. You cannot purchase points without making an eligible purchase, and you can only purchase available rewards with points.

How Can I Check My Points Balance?

You can call ScoreCard Rewards at 800-854-0790 to check your balance. You can also check the balance at the program website by logging in with your user ID and password.

About Rewards

When Can I Redeem Points for Rewards?

You can redeem points whenever you have enough points for the desired reward, and you remain in good standing. You must also have a mailing address (not a post office box) within the United States and its territories. Review the full list of available rewards at

What Happens After I Select My Reward?

Your items will be shipped, although if you select more than one reward, you may receive separate shipments. Most items arrive within six weeks of your order. Backordered items may take several weeks longer to arrive. If you select a reward that remains out of stock, you can select something else or cancel and receive an account credit.

Can I Return My Reward?

If you receive a damaged package, do not sign for that item without making a note of the damage on the delivery receipt. If the damage affects the merchandise, you can return it by following the instructions on your receipt. You have 30 days to return damaged reward merchandise and must include the return authorization number on your packing slip.

You can also check whether a manufacturer’s warranty covers your reward merchandise. In this case, you can send your receipt to the manufacturer if you experience issues with the product.


If you have additional questions about the ScoreCard Rewards program, contact 800-854-0790. You can also direct inquiries to your representative at American United Federal Credit Union.

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© 2019 American United Federal Credit Union. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. ABA Routing Number: 324078640

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