Auto Loans

A loan that is used to purchase a specific automobile. American United offers financing on new and used vehicles. Refinancing options are available.

Minimum Requirements

  • Must meet credit union member eligibility requirements.
  • Eligible upon approved credit.
  • Loan term – up to 84 months.
  • New Vehicle – Models that are current year or previous calendar year.
  • Valuation based on MSRP or NADA Retail.

Product Fees

  • Account subject to all General Account Fees (Refer to Services Fee Guide).
  • Late Fee 5% of monthly payment, minimum $10, maximum $35.

Product Features

  • Quick and easy approval (in Branch or online at
  • Pre-Approval – Available.
  • No pre-payment penalty for paying the loan off early.
  • Loan payment protection options.
    • Debt Protection.
    • GAP (Guaranteed Asset Protection).
    • MPB (Mechanical Breakdown Protection) Extended Warranty.
  • Monthly itemized statement.

Product Benefits

  • Fixed rate and payments.
  • Flexible terms.
  • Competitive rates.
  • Free online access.

Find a Branch / ATM

We’re here to serve you. Find an American United Federal Credit Union branch near you.

Find a Branch / ATM

© 2021 American United Federal Credit Union. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. ABA Routing Number: 324078640

American United Federal Credit Union BBB Business Review
ncua eol logos