Basic Savings

A share transaction account that allows members to earn dividends by maintaining an average daily balance in the account.

Minimum Requirements

  • Must meet credit union member eligibility requirements.
  • Minimum Balance of $5.00 to open account.
  • Minimum of $50.00 to earn Dividends.

Product Fees

  • Account subject to all General Account Fees: (Refer to Services Fee Guide)
  • Monthly Inactive Account Fee (180 Days with no transactions): $4.00
  • Monthly Below Minimum Share Balance Fee: $2.00
  • Monthly Return Statement / Bad Address Fee: $4.00

Product Features

  • Dividends are compounded on the Average Daily Balance of $50.00 or more.
  • Dividends are paid monthly.
  • Quarterly itemized statement.
  • Unlimited deposits and withdrawals.
  • Federal Regulation D applies to transfers made to another account or third party during any calendar month. (limit is 6 transfers)
  • Funds are Federally insured by the National Credit Union Administration. (NCUA)

Product Benefits

  • Membership in a 5 Star Rated Financial Institution. Rated one of the Strongest in the Nation.
  • Competitive Rates.
  • Free online access.

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© 2021 American United Federal Credit Union. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. ABA Routing Number: 324078640

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