personal savings share certificates

High-yield with low risk.

  • Low Minimum Deposit of $500
  • Minimum Deposit of $100 for Youth Accounts
  • Variety of Terms Available
  • Quarterly Statements
  • Ability to Add Funds
  • Competitive Rates

Regular, Youth, and IRA Certificates

TermMinimum BalanceDedicated Saver1
Minimum Balance
Dividend RateAPY 2
6 Months$500.00$5.005.032%5.150%
12 Months$500.00$5.004.889%5.000%
18 Months$500.00$5.004.218%4.300%
24 Months$500.00$5.004.218%4.300%
36 Months$500.00$5.004.025%4.100%
48 Months$500.00$5.003.832%3.900%
60 Months$500.00$5.003.832%3.900%
  1. 1. Dedicated Saver Certificates require automatic transfer deposits of at least $5.00 monthly.
  2. 2. APY = annual percentage yield.

Regular, Youth, and IRA Jumbo Certificates

TermMinimum BalanceDividend RateAPY 1
6 Month Jumbo$100,000.005.128%5.250%
12 Month Jumbo$100,000.004.985%5.100%
18 Month Jumbo$100,000.004.314%4.400%
24 Month Jumbo$100,000.004.314%4.400%
36 Month Jumbo$100,000.004.121%4.200%
48 Month Jumbo$100,000.003.929%4.000%
60 Month Jumbo$100,000.003.929%4.000%
  1. 1. APY = annual percentage yield.

GoldStar® Certificates and GoldStar® IRA Certificates

TermMinimum BalanceDedicated Saver1
Minimum Balance
Dividend RateAPY 2
6 Month GoldStar® 3$500.00$5.005.128%5.250%
12 Month GoldStar® 3$500.00$5.004.985%5.100%
18 Month GoldStar® 3$500.00$5.004.314%4.400%
24 Month GoldStar® 3$500.00$5.004.314%4.400%
36 Month GoldStar® 3$500.00$5.004.121%4.200%
48 Month GoldStar® 3$500.00$5.003.929%4.000%
60 Month GoldStar® 3$500.00$5.003.929%4.000%
  1. 1. Dedicated Saver Certificates require automatic transfer deposits of at least $5.00 monthly.
  2. 2. APY = annual percentage yield.
  3. 3. Requires membership in the GoldStar® Member Rewards Program.

GoldStar® Jumbo Certificates and GoldStar® IRA Jumbo Certificates

TermMinimum BalanceDividend RateAPY 1
6 Month Jumbo GoldStar® 2$100,000.005.223%5.350%
12 Month Jumbo GoldStar® 2$100,000.005.080%5.200%
18 Month Jumbo GoldStar® 2$100,000.004.410%4.500%
24 Month Jumbo GoldStar® 2$100,000.004.410%4.500%
36 Month Jumbo GoldStar® 2$100,000.004.218%4.300%
48 Month Jumbo GoldStar® 2$100,000.004.025%4.100%
60 Month Jumbo GoldStar® 2$100,000.004.025%4.100%
  1. 1. APY = annual percentage yield.
  2. 2. Requires membership in the GoldStar® Member Rewards Program.

Fees may reduce earnings. For more information visit Account Information, Terms & Conditions, Current Rates, and Fee Details.

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