Start early and save big.

  • We pay $3 for A’s, $2 for B’s, $1 for C’s
  • $10 new youth account referral bonus
  • $5 minimum account balance
  • Earn monthly dividends on balances $50+
  • Free Piggy Bank
  • Online & Mobile Banking convenience
Open a Youth Savings Account

Youth Accounts

Minimum Balance Dividend Rate APY 1
$50 - $999 0.150% 0.150%
$1,000 - $49,999 0.150% 0.150%
$50,000 and Greater 0.150% 0.150%
  1. 1. APY = annual percentage yield.
  2. 2. Additional requirements apply for Youth and GoldStar® accounts.
  3. 3. Each member is only allowed one primary share account. Minimum required account balance may be different than the minimum rate balance listed above.

Fees may reduce earnings. For more information visit Account Information, Terms & Conditions, Current Rates, and Fee Details.

Youth Grade Rewards

  • $3 for A’s, $2 for B’s, $1 for C’s
  • Math, Science, English, History/Social Studies
  • Max is $12 per quarter and $48 per year
  • Submit grades online or in-branch
Request Grade Rewards

Financial Literacy Resources for Youth

Want to add a Checking Account?

  • Easily manage & track expenses using our convenient mobile app
  • Quickly transfer funds between accounts for chores or to pay you back
  • Go cashless and earn points with our VISA Rewards Debit Card
  • VISA Instant Issue debit cards in-branch with lots of card designs
  • Earn monthly dividends on balances $50+
Open a Checking Account

Want a Higher Yield Savings Rate?

  • Consider our safe, unique, and flexible Dedicated Saver Certificates
  • Teach kids & teens the power of patience (and compound interest)
  • 6 to 60 month fixed terms & higher fixed rates
  • $5 minimum balance to earn monthly dividends (normally $500)
  • Ability to add money to certificate balance every month (only allowed on this account)
  • Requires setting up a minimum of $5 monthly auto-deposit from savings account
Open a Dedicated Saver Certificate