Kirby Kangaroo
A Club Account for Kids age 0 – 12. It is never too early to start developing good money management habits. Help a child build a brighter financial future and open a savings account for them today. No matter their age, American United has the right savings account to help them achieve their savings.
Minimum Requirements
- Must meet credit union member eligibility requirements.
- Minimum Balance of $5.00 to open account.
- Minimum of $50.00 to earn Dividends.
- Account must be labeled with FBO (for benefit of) designation.
Product Fees
- Account subject to all General Account Fees: (Refer to Services Fee Guide)
- Monthly Inactive Account Fee (180 Days with no transactions): $0.00
- Monthly Below Minimum Share Balance Fee: $2.00
- Monthly Return Statement / Bad Address Fee: $4.00
Product Features
- Dividends are compounded on the Average Daily Balance of $50.00 or more.
- Dividends are paid monthly.
- Quarterly itemized statement.
- Unlimited deposits and withdrawals.
- Federal Regulation D applies to transfers made to another account or third party during any calendar month. (limit is 6 transfers)
- Funds are Federally insured by the National Credit Union Administration. (NCUA)
Product Benefits
- Grade Rewards earned and deposited in the share account for core classes of Math, English/Language Arts, Science, History/Social Studies.
- A = $3.00
- B = $2.00
- C = $1.00
- Kirby Membership Card.
- Special Newsletter, Passbook for Kirby Kangaroo, Quarter Saver and Kirby online website with Kirby’s adventures, games and coloring pages.
- Family members can conveniently make automatic deposits or transfers from the American United Account.
Claim Your Youth
A Club Account for teens ages 13 to 18. The CU Succeed Program is a great way to learn about how to manage finances and establish credit.
Minimum Requirements
- Must meet credit union member eligibility requirements.
- Minimum Balance of $5.00 to open account.
- Minimum of $50.00 to earn Dividends.
- Account must be labeled with FBO (for benefit of) designation.
Product Fees
- Account subject to all General Account Fees:(Refer to Services Fee Guide)
- Monthly Inactive Account Fee (180 Days with no transactions): $0.00
- Monthly Below Minimum Share Balance Fee: $2.00
- Monthly Return Statement / Bad Address Fee: $4.00
Product Features
- Dividends are compounded on the Average Daily Balance of $50.00 or more.
- Dividends are paid monthly.
- Quarterly itemized statement.
- Unlimited deposits and withdrawals.
- Federal Regulation D applies to transfers made to another account or third party during any calendar month. (limit is 6 transfers)
- Funds are Federally insured by the National Credit Union Administration. (NCUA)
Product Benefits
- Grade Rewards earned and deposited in the share account for core classes of Math, English/Language Arts, Science, History/Social Studies.
- A = $3.00
- B = $2.00
- C = $1.00
- CU Succeed may qualify for checking account, debit card, low balance OD ($50), Low balance VISA® ($200) if:
- 16- 17 years of age, part time job and have at least $50.00 in Regular Shares
- CU Succeed Offers at age 18 with proven personal credit history with CU and part-time employment.
- 1% off current auto loan rates to purchase first car.
- Increase of OD to $100.
- Increase of VISA® to $500.
- Special options for checking and debit accounts with low balance overdraft and VISA® when they turn 18.