Kirby Kangaroo

A Club Account for Kids age 0 – 12. It is never too early to start developing good money management habits. Help a child build a brighter financial future and open a savings account for them today. No matter their age, American United has the right savings account to help them achieve their savings.

Minimum Requirements

  • Must meet credit union member eligibility requirements.
  • Minimum Balance of $5.00 to open account.
  • Minimum of $50.00 to earn Dividends.
  • Account must be labeled with FBO (for benefit of) designation.

Product Fees

  • Account subject to all General Account Fees: (Refer to Services Fee Guide)
  • Monthly Inactive Account Fee (180 Days with no transactions): $0.00
  • Monthly Below Minimum Share Balance Fee: $2.00
  • Monthly Return Statement / Bad Address Fee: $4.00

Product Features

  • Dividends are compounded on the Average Daily Balance of $50.00 or more.
  • Dividends are paid monthly.
  • Quarterly itemized statement.
  • Unlimited deposits and withdrawals.
  • Federal Regulation D applies to transfers made to another account or third party during any calendar month. (limit is 6 transfers)
  • Funds are Federally insured by the National Credit Union Administration. (NCUA)

Product Benefits

  • Grade Rewards earned and deposited in the share account for core classes of Math, English/Language Arts, Science, History/Social Studies.
    • A = $3.00
    • B = $2.00
    • C = $1.00
  • Kirby Membership Card.
  • Special Newsletter, Passbook for Kirby Kangaroo, Quarter Saver and Kirby online website with Kirby’s adventures, games and coloring pages.
  • Family members can conveniently make automatic deposits or transfers from the American United Account.

Claim Your Youth

A Club Account for teens ages 13 to 18. The CU Succeed Program is a great way to learn about how to manage finances and establish credit.

Minimum Requirements

  • Must meet credit union member eligibility requirements.
  • Minimum Balance of $5.00 to open account.
  • Minimum of $50.00 to earn Dividends.
  • Account must be labeled with FBO (for benefit of) designation.

Product Fees

  • Account subject to all General Account Fees:(Refer to Services Fee Guide)
  • Monthly Inactive Account Fee (180 Days with no transactions): $0.00
  • Monthly Below Minimum Share Balance Fee: $2.00
  • Monthly Return Statement / Bad Address Fee: $4.00

Product Features

  • Dividends are compounded on the Average Daily Balance of $50.00 or more.
  • Dividends are paid monthly.
  • Quarterly itemized statement.
  • Unlimited deposits and withdrawals.
  • Federal Regulation D applies to transfers made to another account or third party during any calendar month. (limit is 6 transfers)
  • Funds are Federally insured by the National Credit Union Administration. (NCUA)

Product Benefits

  • Grade Rewards earned and deposited in the share account for core classes of Math, English/Language Arts, Science, History/Social Studies.
    • A = $3.00
    • B = $2.00
    • C = $1.00
  • CU Succeed may qualify for checking account, debit card, low balance OD ($50), Low balance VISA® ($200) if:
    • 16- 17 years of age, part time job and have at least $50.00 in Regular Shares
  • CU Succeed Offers at age 18 with proven personal credit history with CU and part-time employment.
    • 1% off current auto loan rates to purchase first car.
    • Increase of OD to $100.
    • Increase of VISA® to $500.
    • Special options for checking and debit accounts with low balance overdraft and VISA® when they turn 18.

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© 2019 American United Federal Credit Union. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. ABA Routing Number: 324078640

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