I have been a member of this Credit Union for the past 26 years (Back when it was called Credit Union One). Three years ago when American United came out with the “End-of-year Reward Dividend” I was surprised. I have not seen any other financial institution do something like this before. I was even more surprised how easy it was to claim my reward dividend. After going through the list of items that you could collect the end-of-year rewards dividends for I quickly made a list of items that I did not have set up on my account. Shortly after I made some easy changes like paperless statements, Debit Card, etc. to my account. This increased my reward by $11.50. For the last two years my reward has been $94.00. This a great little “bonus” at the end of the year, for just being a member of a great Credit Union.