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Become a Member

We're so happy you found us!

To join American United FCU, you can qualify by being related to a current member, living, working, or studying in specific Utah counties, joining the Utah Consumer Council with a small fee, or being associated with an approved SEG group.

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Experience better banking

If you are seeking a new financial instituion for your personal or business needs, you may be wondering if a credit union membership is the right fit. American United Federal Credit Union strives to offer high-quality banking services to individuals and companies in Salt Lake City and surrounding areas. We partner with our members to create financial solutions for every phase of life, from buying a new home to applying for a small business loan to saving for college and planning for retirement. Explore the benefits of joining a credit union and learn how to join the American United Federal Credit Union family.

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Who Can Join?

What is needed to apply?

What are the required accounts?

Why Credit Unions?

How to switch Financial Institutions?

Who can join?

You can easily qualify for membership in any of these ways:

  • You are related to an existing member of American United FCU
  • You live, work, or attend school in Salt Lake, Carbon, or Emery counties in Utah
  • You will join the Utah Consumer Council & include your $8.00 first-year only membership fee with your initial deposit
  • You are an employee of, associated with, or a member of an approved SEG group
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What is needed to apply?

You will need the following information to complete the application:

  • Government issued ID (drivers license, passport, state ID)
  • Your contact information
  • Social Security Number
  • Date of Birth
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What are the required accounts?

One of the following accounts is required for membership
  • Primary, Youth, or GoldStar® Savings Account
  • Requires a $5 minimum deposit at opening
  • Must maintain a $5 minimum balance
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Why credit unions?

  • Credit unions offer significant advantages compared to traditional financial institutions. Because we exist to support and benefit our members and community, we can act on your behalf rather than increase profits and respond to other stockholder demands.
  • We make sure that our members experience significant value through their association with the credit union. 
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How to switch financial institutions?

Moving accounts to American United is easier than you think
  • Set up direct deposit & automatic payments
  • Update automatic payments & withdrawals
  • Transfer balances and refinance loans
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About Us

American Federal Credit Union deeply values our local heritage. We started in 1952 to create access to personal and business banking for traditionally underserved individuals. Today, we have expanded that mission and enhanced the benefits of credit union membership, with perks like member rewards, financial advising, credit coaching services, impressive dividends, and low-interest rates and fees.

If you live in Utah and you’ve grown tired of the traditional banking experience, consider exploring our credit union application process. Although our administrative offices can be found in West Jordan, Utah, we have eleven banking branches throughout Utah and California.

American United Federal Credit Union is proud to serve more than 27,000 members. Our personal banking services include home loans, auto loans, credit cards, checking accounts, savings accounts, personal loans, and individual retirement accounts. For businesses, we offer credit cards, secured and unsecured business loans, lines of credit, checking accounts, savings accounts, and cash management services.

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