ClickCease

NEW LOOK, NEW WEBSITE —

Learn More

Wire Transfers

Send or receive guaranteed funds

Contact Us

Domestic Wires

International Wires

Domestic Wires

  • $10.00 Domestic Incoming Wire Transfer fee
  • $15.00 Domestic Outgoing Wire Transfer fee
  • Send or receive guaranteed funds to or from a financial institution
  • Commonly used for large transactions or urgent payments
  • All U.S. domestic wires are insured
  • Same-day funds availability from business day received (2 pm MST cutoff)
  • Picture ID and/or proper documentation must be provided
  • Visit us to initiate your wire transfer or call us at 801-359-9600

International Wires

  • $40.00 International Outgoing Wire Transfer fee
  • American United does not receive International Wire Transfers
  • Send guaranteed funds electronically to another financial institution
  • Commonly used for large transactions, international transfers, or urgent payments
  • International wires are not insured or time guaranteed
  • Picture ID and/or proper documentation must be provided
  • Visit us to initiate your wire transfer or call us at 801-359-9600

Wiring Instructions

How to RECEIVE a domestic wire

Required information to RECEIVE a domestic wire:

  • BANK or TRANSFER AGENCY
  1. Alloya Corporate Federal Credit Union
  2. 11148 Benton Street
  3. Westminster, CO 80020
  4. Receiver ABA/Routing #: 307-087-399
  • BENEFICIARY FINANCIAL INSTITUTION
  1. American United FCU
  2. 2687 West 7800 South, UT 84088
  3. 1-877-992-8663
  4. Beneficiary Financial Institution ABA/Routing #: 324-078-640
  • BENEFICIARY
  1. Member/Beneficiary Name
  2. Member/Beneficiary Account #
  3. Specific Loan or Account # (only if needed)
How to SEND a domestic wire

Required information to SEND a domestic wire:

BANK OR TRANSFER AGENCY

  • Bank or Transfer Agency Name
  • Street Address
  • City, State, & ZIP Code
  • Receiver ABA#/Routing #:

BENEFICIARY FINANCIAL INSTITUTION

  • Financial Institutions Name
  • Address
  • Phone Number
  • Beneficiary Financial Institution ABA/Routing #:

BENEFICIARY

  • Beneficiary Name
  • Beneficiary Account #
  • Specific Loan or Account # (only if needed)
How to SEND an international wire

Required information to SEND an international wire:

BANK OR TRANSFER AGENCY

  • Bank or Transfer Agency Name
  • Street Address
  • City, State, & Zip Code
  • Receiver ABA#/Routing #:

BENEFICIARY FINANCIAL INSTITUTION

  • Financial Institutions Name
  • Address
  • Phone Number
  • Beneficiary Financial Institution ABA/Routing #:

BENEFICIARY

  • Beneficiary Name
  • Beneficiary Account #
  • Specific Loan or Account # (only if needed)

Frequently Asked Questions

What is the difference between wires and ETFs?

Wire Transfers:
A wire transfer is a swift and direct method of transferring funds from one financial institution to another. Wire transfers are immediate or take only a few hours. They typically occur through bank-to-bank communication or via specialized wire transfer services. The sender provides the recipient’s account number, routing number, and other relevant details. Wire transfers often involve higher fees due to their speed and security. Commonly used for large transactions, international transfers, or urgent payments. Wire transfers are secure but irreversible once executed. The sender’s bank verifies the transaction and ensures the funds reach the recipient.

Electronic Fund Transfers (EFTs):
EFTs encompass a broader category of digital transactions and can be instantaneous or take a few business days. They occur through various channels, including ACH (Automated Clearing House), debit/credit cards, online banking, and mobile apps.
EFTs require the recipient’s account information, but the process is less stringent than wire transfers. EFTs are usually low-cost or free. Used for regular payments (e.g., bills, salaries), online purchases, and recurring transactions. EFTs are generally secure, but some methods (like card payments) may involve fraud risks. Transactions are verified by the involved parties and financial institutions.

In summary, wire transfers are swift, secure, and costly, while EFTs encompass a wider range of digital payment methods with varying speeds and costs. Choose the method that best suits your needs!

Contact Us

Learn about our Monetary Services?

  • Cashier’s Checks
  • Money Orders
  • Notary Services
  • Safe Deposit Boxes
  • VISA® Gift Cards
  • VISA® Travel Cards
Monetary Services