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VISA® Business Cash Back

Earn 1% cash back on every purchase

The American United Platinum VISA® Cash Back Credit Card offers 1% cash back on all purchases with no annual fee, a low fixed interest rate, and comprehensive protection.

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VISA® Cash Back Card

Instant Issue Cards

CardNav Mobile App

Verified by VISA®

Report Lost or Stolen Card

VISA® Cash Back Card

Fixed rate as low as 9.90%

The American United Platinum VISA® Cash Back Credit Card provides 1% cash back on all purchases, no annual fee, a low fixed interest rate, and extensive benefits including contactless payments and zero liability protection.

  • American United Platinum VISA® Cash Back Credit Card
  • Earn 1% cash back on every purchase
  • Automatically pays 1% cash back every month
  • No Annual Fee
  • Competitive low fixed rates
  • No balance transfer fees
  • Unlimited Transactions
  • Access to over 30,000 ATMs
  • EMV Contactless Card technology for tap-and-go payments
  • Earns End-of-Year Member Reward Dividend
  • VISA® Zero Liability Protection for unauthorized charges
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Instant Issue Cards

All VISA® cards printed in minutes at branch locations

New VISA® cards are instantly available and customizable in various designs.

  • Instant availability of new, lost, or stolen VISA® cards
  • Can be printed in a variety of design styles
  • Easily change your PIN number at all branch locations

CardNav Mobile App

Helps you determine when, where, and how your cards are used

The CardNav mobile app allows you to enhance security by placing restrictions on your cards, including location controls, on/off switching, spending limits, merchant specifications, and activity alerts, all with no fees.

  • Place restrictions on your cards for increased security
  • Location Controls
  • Turn your card on/off in seconds
  • Set specific threshold spending limits
  • Include or exclude specific merchants
  • Set alerts to notify member of various activities
  • No fees

Verified by VISA®

Added protection for secure online purchases

Enjoy an extra security layer for online transactions with no additional fees, which includes additional verification steps and may require member contact for suspicious activity.

  • Extra security layer to help prevent unauthorized online use
  • No fees for this service that goes beyond the standard fraud protection
  • Requests additional verification when an online transaction is initiated
  • May ask the member to contact us prior to authorizing the purchase if flagged as suspicious

Report Lost or Stolen Card

For a lost or stolen credit card, contact customer service immediately to report the issue and receive a replacement card.

  • Call our local contact center at 801-359-9600 during business hours
  • Call 800-682-6075 after hours

A fixed rate credit card is hard to find these days, especially with rates still high and variable rates easily over 20%. I was happy to get approved for a much lower fixed rate at American United. What I like the most is that my cash back rewards are automatically deposited into my account every month. No need to redeem points, which makes my life easier.

American United FCU Member

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VISA® Credit Card Rates

Rates up to date as of July 4, 2024. Rates subject to change without notice.

Fixed Rate Credit Cards1Annual Percentage Rate
VISA® Reward PointsAs low as 9.90% fixed
VISA® Cash BackAs low as 12.90% fixed
VISA® Secured9.90% fixed for all credit scores
VISA® Business Cash Back As low as 9.90% fixed

APR = Annual Percentage Rate. Membership required, on approved credit, and rates subject to change at any time without notice.
1. Minimum limit is $200.00 unless part of a promotional program.

Additional Info

Earn Cash on Every Purchase

Get cash back for using your credit card. Cash back credit cards allow consumers to obtain significant cash paybacks over time. Earn cash rewards on everyday purchases merely by using a cash back Visa. Our credit union pays back a percentage of each of your purchases automatically at the end of your billing cycle. No more needing to request your cash back. Yes, it’s that simple.

Cash Rewards for Online Shopping

Our cash back Visa credit card gives 1% cash back on every purchase. Use your card and see some of that money come back to you each month. For example, if you were to spend $200 on your credit card for online shopping during each billing cycle, you’d see $2 come back to you. It may not sound like much, but it’s essentially a way to get price breaks on everything you buy online.

Cash Rewards for Gas Shopping

Another way to receive rewards is through cash back for gas stations. Use your cash back Visa credit card for all your gasoline purchases and see some of that money come back into your bank account of choice each month. Rebates are automatically deposited monthly into your preferred bank account. Think of it as a way of buying discounted gas for your vehicle.

Build Your Credit

Smart consumers know when to use their credit cards and when not to. Staying within your means is very important not only for family budgeting and long-term financial planning but also for your credit score.

One way to boost your credit score is to use your credit card consistently each month while saving enough to pay it off regularly. If done correctly, you can save money with your credit card purchases while also increasing your FICO score.

Simple Credit Reward Options

There are many different credit cards available, all with several different reward options. Some of these are great for certain consumers, but getting bogged down in the details of which is the best type of card for dining or travel can get confusing. Furthermore, some reward cards offer their incentives in the form of gift cards or a statement credit. Our cashback Visa is simple. Save money on every purchase and get money back to your account of choice.

Get your 1% Cash Back VISA Card Today

Having a cash rewards credit card can be a great way to save money and build credit as long as you use the best personal finance practices. Get started today with rates as low as 9.90% APR and ensure safe purchases with VISA®’s Zero Liability protection.

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