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Higher Yield Accounts

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Certificates

Highest yield fixed interest rate with terms for 6 to 60 months

  • Minimum Deposit of $500 (options as low as $5)
  • Variety of Fixed Terms from 6 to 60 months
  • GoldStar® members receive a higher dividend interest rate
  • Occassionally offer 8 or 10 Month Limited-Time Specials
  • Jumbo certificates are available for balances over $100,000
  • Ability to add funds (see Dedicated Saver Certificate)
Certificates

Money Market

Penalty-free access to your funds with high yield interest rates

  • Minimum Balance of $1,000 to earn dividends
  • For balances $1,000+, the dividend rate is higher than primary savings
  • No penalty to add/remove funds at any time
  • The higher your deposit balance, the higher your interest rate
  • Free account access at CO-OP Shared Branches
Money Market

Retirement (IRAs)

Enjoy tax benefits & higher rates with our investment options

  • Zero Minimum Balance or Monthly Fees
  • Monthly Dividends on balances $25+
  • Individual Retirement Account (IRA) options
  • Traditional IRA with tax deferment benefits
  • IRA with tax-free funds upon retirement
  • Penalties for withdrawals made before the age of 59.5
  • Retirement Certificates are also available
Retirement (IRA)

Savings Accounts

  • Primary Savings
  • Youth Savings
  • Club Accounts
All Savings Accounts