* Membership required. Upon approved credit. New members are eligible to receive up to $550 when joining American United. This must be a new account for the Primary SSN, not ever having had an account before. New members are to receive up to $150 for setting up their employer Direct Deposit; $50 per month for the first 3 months that Direct Deposits of $300 or more are identified. These will be automatically added to your account at 30 days, 60 days, and 90 days. $150 for 15 or more debit or credit card transactions per month; $50 per month for the first 3 months when those transactions are identified. These will automatically be added to your account at 30 days, 60 days, and 90 days. 1% Cash Back up to $250 for an auto loan refinance which will be deposited at funding. New Member Fall Special is for new members only, upon eligibility. If any promotional account is closed before or during the promotional period, we reserve the right to deduct these reward amounts at account closing. For more information contact us at 801-359-9600. Current Auto Loan rates start at 3.24% APR.