Personal Checking Account in Utah

Personal Banking Checking

personal banking checking 1

Checking Made Easy

  • Online & Mobile Banking
  • Bill Pay
  • Mobile Deposit
  • Convenient eStatements
  • End of Year Reward Dividend
  • Free account access at over 30,000 ATMs

Membership required. APY = Average Percentage Yield

Basic Checking

Your personal, every-day checking option.

  • Free Unlimited Check Writing
  • VISA® Debit Card with Unlimited Transactions
  • Same Day Direct Deposit Options

Share Draft Accounts

Account TypeMinimum Balance Dividend Rate APY1
Regular Share Draft$500 0.050%0.050%
FreshStart Share Draft 2$5000.000%0.000%
ATM Share Draft$5000.000%0.000%
Business Basic Share Draft$5000.050%0.050%
Business Premier Share Draft$5000.200%0.200%
GoldStar® Share Draft 2$5000.100%0.100%
Empowered Checking$5000.000%0.000%
  1. 1. APY = annual percentage yield.
  2. 2. Additional requirements apply for Youth and GoldStar® accounts.
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GoldStar® Checking

Our premier membership with rewards.

  • Loan Rate Discounts up to 1.00% APR
  • Access to No Cost Identity Theft Protection

Share Draft Accounts

Account TypeMinimum Balance Dividend Rate APY1
Regular Share Draft$500 0.050%0.050%
FreshStart Share Draft 2$5000.000%0.000%
ATM Share Draft$5000.000%0.000%
Business Basic Share Draft$5000.050%0.050%
Business Premier Share Draft$5000.200%0.200%
GoldStar® Share Draft 2$5000.100%0.100%
Empowered Checking$5000.000%0.000%
  1. 1. APY = annual percentage yield.
  2. 2. Additional requirements apply for Youth and GoldStar® accounts.
Get StartedLearn More

Fresh Start Checking

Everyone is in need of a fresh start at some point.

  • Small Fee to Open & Small Monthly Fees
  • VISA® Debit Card with Unlimited Transactions
  • Options for Payroll Direct Deposit
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ATM Account

The option when you don’t need a full checking account.

  • VISA® Debit Card for ATM & Merchant Use
  • Options for Payroll Direct Deposit
  • Overdraft Protection Available
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