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Member Rewards

Referral Bonus

End-Of-Year Member Reward Dividend

Monthly Account Dividends

Visa® Rewards Program

Goldstar® Membership

Youth Grade Rewards

Referral Bonus

Refer a new member to American United FCU and earn $25 for each adult and $10 for each youth referral.

Refer a New Member Program Qualifications:

  • $25 per adult entity that a current member refers
  • $10 per youth entity a current member refers
  • Referral reward is applied to the current members account
  • The primary social security number of the new member must not have had an account before
BECOME A MEMBERYouth Savings Account

End-of-Year Member Reward Dividend

Earn more rewards based on your mix of products and services, with over $173,000 paid out to members in December 2023 and more than $2,500,000 since 2013.

  • Earn more based on your individual mix of products & services
  • You get rewarded for accounts, cards, online services, direct deposit, loans, and more
  1. Over $173,000 was paid out to members in December 2023
  2. Over $2,500,000 has been paid out to members since 2013
Claim Your Member Reward Dividend

Monthly Account Dividends

  • Grow your account balances by making your money work for you
  • Dividends are paid and compounded at the end of every month based on:
  1. Account Type
  2. Annual Percentage Yield (APY)
  3. Minimum balance to earn dividends
All Checking AccountsAll Savings AccountsAll Higher Yield Accounts

Visa® Rewards Program

Earn reward points for everyday spending on VISA® credit and debit cards, redeemable for a variety of rewards with no annual fees or limits, plus the ability to link multiple cards.

  • Earn reward points for everyday spending on credit & debit cards
  • Easy to navigate redemption website with 1000’s of choices across different categories
  • Redeem points for gift cards, cash, fuel, entertainment, grocery, travel, products, & more!
  • Pay with points in-store at checkout at select retailers and gas stations
  • No Annual Fees or Reward Limits, Ability to link multiple cards
  • VISA® Rewards Credit Card
  1. Earn 1 point for every $1 dollar you spend
  2. Earn up to 2,000 bonus points
  • VISA® Rewards Debit Card
  1. Earn 1 point for every $4 dollars you spend
VISA® REWARDS CREDIT CARDVisa® Rewards Debit CardVisa® Rewards Program

Goldstar® Membership

GoldStar® Membership offers extra rewards with a potentially waivable monthly fee, including higher dividend rates on balances over $500, discounts on vehicle and personal loans, no-cost identity theft protection, and additional free or discounted services.

  • Extra Rewards with a monthly fee that can be waived
  • Higher Monthly Dividend Rates on Balances $500+
  • Higher Dividend Rates on Savings & Certificate Accounts
  • Loan Rate Discounts on Vehicle & Personal Loans
  • Access to No Cost Identity Theft Protection
  • Free or discounted services & additional rewards
Goldstar® Membership

Youth Grade Rewards

  • Open a Youth Savings Account for your child to start earning
  • We pay $3 for A’s, $2 for B’s, $1 for C’s
  • Eligible classes include Math, Science, English, & History/Social Studies
  • Max is $12 per quarter ($48 per year)
  • Submit grades online or in-branch
  • Current members earn $10 for referring new youth members
Open a Youth Savings AccountRequest Grade Rewards

View Current Offers

  • Auto Loan Transfer Special
  • 3.99% HELOC Intro Rate
  • Lagoon Single-Day Passes
  • Member Exclusive Offers
  • and more!
Current Offers