Fresh Start Checking

AMUCU give members a “FreshStart”. Members who have had bad credit or have been reported to ChexSystems or TeleCheck. (Fraud excluded), can find a better checking solution with our “FreshStart” Checking Account. FreshStart gives members a break on fee-intense checking alternatives.

Minimum Requirements

  • Minimum Balance of $100.00 to open account.
  • Account does not earn Dividends.
  • Meet eligibility requirements.

Product Fees

  • Account subject to all General Account Fees: (Refer to Services Fee Guide)
  • Fresh Start Account Opening Fee: $20.00
  • Monthly Fee: $7.00
    • Discounted to $4.00 per month with average daily balance of $750 or more.
  • Monthly Inactive Account Fee (180 Days with no transactions): $4.00
  • Monthly Below Minimum Draft Balance Fee: $5.00
  • Monthly Return Statement / Bad Address Fee: $4.00

Product Features

  • Options for payroll direct deposit.
  • Overdraft protection available. (OAC)
  • Courtesy Pay. (Not Available)
  • Monthly itemized statement.
  • Unlimited deposits and ACH withdrawals.
  • Funds are federally insured by the National Credit Union Administration. (NCUA)

Product Benefits

  • Free e-Statements.
  • Free online banking and online bill pay.
  • Free mobile banking.
  • Free remote deposit capture.
  • Free unlimited check writing.
  • VISA® Debit card with unlimited transactions.
  • Free account access at over 2800 ATMs.
  • Identity Theft Protection. (Available)

Find a Branch / ATM

We’re here to serve you. Find an American United Federal Credit Union branch near you.

Find a Branch / ATM

© 2021 American United Federal Credit Union. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. ABA Routing Number: 324078640

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