Recreational Vehicle Loans

American United has affordable financing for all types of Recreational Vehicles. Types of Recreational Vehicle include but are not limited to the following:

  • Travel Trailers, Motor homes and Campers.
  • Motorcycles, ATV’s and Scooters.
  • Boats and Small Watercraft.
  • Snowmobiles.
  • Small Utility Trailers.

Minimum Requirements

  • Must meet credit union member eligibility requirements.
  • Eligible upon approved credit.
  • Loan term up to 84 months.
  • New Vehicle – Models that are current year or previous calendar year.
  • Used Vehicle – Models that are 1-year-old or older.
  • Valuation based on MSRP or NADA Retail.

Product Fees

  • Account subject to all General Account Fees (Refer to Services Fee Guide).
  • Late Fee 5% of monthly payment, minimum $10, maximum $35.

Product Features

  • Quick and easy approval.
  • Pre-Approval – Available.
  • No pre-payment penalty for paying the loan off early.
  • Loan payment protection options.
    • Debt Protection.
    • GAP (Guaranteed Asset Protection) available on some vehicles.

Product Benefits

  • Fixed rate and payments.
  • Flexible terms.
  • Competitive rates.
  • Free online access.